Pal Pension- Pension Alliance Limited in Lagos, was a licensed pension fund administrator with over 10 years of experience in pension fund administration, we were incorporated to manage and administer retirement savings contributions of employees in Nigeria and pension alliance limited is a joint venture between First Securities Discount house limited and African Alliance insurance company Limited. We have a client base of over 300,000 and have UBA pensions custodian limited as our custodian and our mission is to give Nigerians the confidence of a financial secure future. PAL’s Investment Philosophy is premised on providing all pensionable employees in Nigeria with secure and adequate funds post-retirement, to enable them enjoy a decent standard of living. PAL will be ensuring contributions are preserved and grown to achieve real rate of return in the medium to long term.